Getting paid on time is one of the biggest cash flow challenges for trade businesses. Payment tools offer tap-to-pay in the field, online invoice payment links, automated overdue reminders, and buy-now-pay-later options for larger jobs. Most integrate directly with Xero or MYOB to keep books reconciled automatically.

Dead simple for taking card payments on-site with no monthly fee — just do the maths on transaction fees if you're processing more than $15-20K a month.

Reliable payment processing that works behind the scenes in most job management tools. You probably don't need to set it up directly — your existing software likely already uses it.

Interesting concept combining banking and accounting, and it saves time on reconciliation. But Tyro's acquisition adds uncertainty, and the feature set is still thin compared to Xero or MYOB.

Clean, simple tap-and-go payments without the hassle of a bank merchant facility. The flat rate is easy to understand, but it's not cheaper than a negotiated bank rate once your volume grows.

Great at automating review requests and it works, but the price adds up quickly and you're locked into their ecosystem. Worth it if Google reviews directly drive your leads.